Heights Finance Corporation offers a full array of consumer loans, credit and non-credit insurance products and services; including direct personal loans and sales finance dealer contracts, all repayable in monthly installment payments. A majority of our loans are between $500 and $10,000, with interest rates appropriate for the size of the loan and the credit risk; however larger, secured loans are available. Collateral on secured loans includes consumer goods, automobiles, or recreational vehicles. Heights Finance Corporation offers loans at rates commensurate with credit risk. A credit investigation is obtained and evaluated to determine the borrower's ability to repay before a loan is made.
Heights Finance Corporation has over 100 branch offices located in Illinois, Indiana, Kentucky, Missouri, Tennessee and Wisconsin. Most of these branches are located in medium size communities. Our branch managers have experience in the consumer finance business and are involved in the communities in which they serve.
Our marketing strategy is to offer consumer loans to individuals that experience difficulties obtaining loans through more traditional lending institutions. We consider ourselves experts at overcoming credit obstacles and providing first-time borrowers opportunities to establish their credit. Heights Finance's advantage over its competition is its ability to provide personalized services through a unique one-on-one lending experience.
Heights Finance Corporation is regulated by the Department of Financial Institutions in all states and has obtained the appropriate licenses from these states.