Apply in 3 Easy Steps
1
Start your application online, by phone, or at a branch.
2
Once approved, discover your loan options.
3
Accept your loan offer with fast funding as early as next day.***

You are more than a loan to us.
Heights Finance is focused on building trust and financial confidence with each customer, because our customers are the reason why we're here! Read more real customer reviews to find out what they think.
Ways to Use a Heights Finance Loan

Life Events

Home Improvements

Debt Consolidation

Auto Purchases

Travel & Expenses
Financial Options to Help Move Forward
Heights Finance specializes in helping hardworking people just like you get fast, hassle-free personal loans. Our team of friendly, knowledgeable Financial Representatives are always ready to help you select the loan that’s right for you and your specific situation.
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*Subject to state regulations, eligibility, credit check, underwriting and approval. Rates, terms and conditions apply. See associate for details. Loan amounts shown are based on approved secured and unsecured loan data for your state. Alabama: Minimum age to apply is 19. GA NMLS ID# 2029624.
**Referrals must be new customers. Customers with existing or former accounts do not qualify. Heights Finance employees and immediate family members are not eligible. This offer is not valid in Kentucky or for loans under $1001.00 in Missouri. Non-negotiable. Subject to state regulations, eligibility, credit check, underwriting and approval. Rates, terms and conditions apply. See associate for details. Alabama: minimum age is 19.
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***Online applications, approval, and any requested supporting documentation must be received before 10:00pm CST.
Minimum repayment period: 12 months. Maximum repayment period: 72 months. Qualified borrowers may be eligible for personal loans up to $10,000 or more, with repayment terms ranging from 12 to 72 months. Annual Percentage Rates (APRs) vary depending on creditworthiness, with a maximum APR of 35.99% through our Google-advertised programs. Optional credit insurance and ancillary products are also available. Personal Property or Automobile collateral may be requested. Note: While products marketed through Google feature a maximum APR of 35.99%, Heights Finance may offer other loan products in certain states with APRs exceeding 35.99% based on state regulations, eligibility, credit check, underwriting and approval. Rates and terms are subject to change without notice.
Representative Example: A $8,505.00 loan with an APR of 28.98% over 48 months would have 48 monthly payments of $301.20. Total repayment: $14,457.60.