During the holidays, it’s easy to get caught up in the spirit of spending and the pressure to buy expensive gifts. Of course, you want to show love and appreciation for the most important people in your life. But, we believe you can do that without breaking the bank. So, we’ve compiled a list of tips on how you can save during the season of spending, while still lighting up the eyes of that special someone.

Set Up a Holiday Budget

Putting your goals in writing can go a long way. Account for family dinners, decorations and gift-giving. After setting your budget, make a list of the people you celebrate the holidays with. Set a spending limit for each person on your list and don’t break away from it.

Secret Santa

For those who have a large family, buying gifts for everyone can put a huge dent in your wallet. Instead of buying each person a present, consider doing a Secret Santa gift exchange. A couple of weeks ahead, draw names out of a hat. Then, set a spending limit. Secret Santa can be a great way to put lots of thought into each gift and it will help your family members save too.

Homemade Gifts

Going the extra mile during the holidays doesn’t always mean buying expensive gifts. Plus, flashy gifts aren’t always the best way to express how much you really care. If you’re crafty, put your talent towards creating jewelry, candles, knitted blankets and more. Homemade gifts are a great way to express your love without going broke over the holidays,

The Gift of Time

Do your loved ones have kids or pets? This year, give them the gift of time! By offering to watch their children and fur babies, they’ll be able to get out of the house, plan date nights or even go on a vacation. It’s a meaningful gift that’s completely free, but worth more than any physical present in the world.

Happy Holidays from Heights Finance

During December, our desire for consumerism reaches its absolute peak. But at the end of the day, this season is really about spending time, not money. When looking back, we rarely remember the gifts, but we always remember the people. So, wherever you are and whoever you’re with, don’t forget that the gift of presence is the most important present of all. From all of us at Heights Finance, we hope you have a very happy and healthy holiday season.