Welcome First Heritage customers in Mississippi, Tennessee, South Carolina, Louisiana and Alabama!
APPLY NOW
MYACCOUNT
Personal Loans
Find a BranchPaymentsApply NowAbout
Refer a Friend Graphic

When your friend gets a loan, you get $30**. Yep, it’s that easy!

Lady on app

Making payments is easier than ever on our new app!

Apple store button
Google store button

Logo

Apply now for a loan in Michigan City, IN

Fast, easy personal, installment loans up to $10,000*

View My Offers

Heights Finance In Michigan City, IN

We are now a cash-free branch. Don’t worry. We have several easy ways to pay. Click here to learn about our payment options.

Address:

4339 Franklin Street

Phone:(219) 874-1300
Office Hours:

Mon-Fri: 8:30am-5:30pm

Branch ID#:

3008

Manager:

April Miller

Call Now
Get up to $10,000

Get the money you need today quickly, easily and with the respect you deserve.

Get up to $10,000 today quickly, easily and with the respect you deserve. At Heights Finance, you are much more than just a credit score. We’ll work with you to create a loan that fits your needs, and get your money to you as quickly as possible. And we’ll treat you with the same respect we’d want for our own friends and family members.

TrustScore: 4.7 |
21,603 reviews

Showing our 5 star reviews

Here’s what our customers have to say about us.
(Hint: They like us!)

Sabina Cook was very helpful and made…

Sabina Cook was very helpful and made me feel right at ease. I highly recommend her .

Karen January 15, 2026

Sabrina Cook was very helpful and made…

Sabrina Cook was very helpful and made me feel very comfortable. She is very good at her job and I would highly recommend going to see her.

Lawrance J. January 15, 2026

The lady's were very helpful and the…

The lady's were very helpful and the building was clean and well organized.

Timothy M. January 15, 2026

I have chosen Heights as my finance…

I have chosen Heights as my finance company now for three years. I feel at home here because of the loving environment with my loan specialist Camberlynn Alexander she is the best loan advisor you could have she’s very dedicated to her job and has loads of Experience. I am very Satisfied.

Nettie January 14, 2026

Hi everyone

Hi everyone, I have been with Covington Finance for 2 or three years. It’s been a while but in all those 2 years I’ve had excellent excellent employees work with me with politeness kindness expertise. Their manager is an excellent manager to be able to put a team like that together there it has never been one person that does not treat me with respect that to me goes a long way because times right now people being rude and disrespectful and they always come through for me they always allow me to ask for help and they try their very best to help me so anyone that wants a a lone go to to Covington Finance. They will be more than happy to put something together for You.

gladys g. January 12, 2026

Brightens my day

Every single interaction I have with the people in the McKinney branch has been nothing but pleasant. Speaking with Ron and Kelley always puts a smile on my face. Today, Madison, who is temporarily at the McKinney location, helped me with a refinance, and she was absolutely delightful. She made the process go completely smoothly, and she was a joy to talk with through the whole process. I can only assume each employee goes through training that includes making customers feel comfortable and valued. And, Ron, in McKinney, must continually encourage customer-value behavior, because each call that I speak to he or Kelley makes me feel valued and brightens my day. Thank you!

Tina T. January 9, 2026

Adriana and Sherkita were very…

Adriana and Sherkita were very helpful!!!!

Erica F. January 7, 2026

Great customer service

Great customer service, always courteous and nice, will recommend this company. They helped me when I really needed it, also helps my credit. Thanks you guys! Y’all are much appreciated!

LaTosha W. January 7, 2026

Excellent Customer Service

I want to take a moment to recognize Ross Everhart for truly outstanding customer service. I recently applied for a loan and was ultimately declined due to a charge-off on an old loan. While the outcome wasn’t what I hoped for, I can honestly say I was not upset at all—and that speaks volumes about the level of service Ross provided. From start to finish, his communication, follow-up, and professionalism were exceptional. He treated me with respect, without judgment, and genuinely made me feel like he wanted to help, even knowing the decision might not go my way. That kind of old-school customer service is rare these days. If you can walk away feeling positive even after being declined, that tells you everything you need to know about the experience. Anyone looking for a loan and wanting to work with someone who truly cares, follows through, and treats people like humans—go see ROSS. You won’t be disappointed.

Corina D. December 31, 2025

Excellent employees good service…

Excellent employees good service haven't had any problems with getting my loan will send future clients. Merry Christmas and Happy New Year

Shawnita S. December 24, 2025

Danielle ..very great woman with good…

Danielle ..very great woman with good heart ...love to work with her ... she's very understanding person ...

prince c. December 23, 2025

Jammie Scivally was amazing

Jammie Scivally was amazing

Nicole P. December 17, 2025

Great customer service

Great customer service and easy process and good people.

Jacoby T. December 17, 2025

I had a great experience with Heights…

I had a great experience with Heights Finance, thanks to Peggy and her manager Tina. I came in late in the day on Friday, December 12th, thinking I might have to leave and come back another time. Instead, Peggy immediately made me feel welcome, asked me to have a seat, and got right to work. Peggy made the entire process very smooth, quick, and thorough. She was professional, friendly, and efficient, and she explained everything clearly. Her manager, Tina, was also on site and just as awesome—very supportive and hands-on throughout the process. Together, they were able to get everything approved quickly, and I was honestly surprised at how fast and easy everything was. I didn’t even come in with a big need, but they still took the time to make sure I was taken care of and helped me with things I didn’t even realize I needed. Overall, it was great service, great conversation, and above-and-beyond care. I was in and out, and the experience exceeded my expectations. Highly recommend Peggy, Tina, and the Heights Finance team in Fort Wayne.

Dion M. December 16, 2025

Luci is a miracle worker

Luci is a miracle worker! The odds were stacked against me and Luci reassured me that I wasn’t too far gone and she was right. She was able to help my husband and I get the loan we needed and she was very sweet and helpful the entire time! I can’t thank her enough for all that she did and I HIGHLY HIGHLY recommend working with her.

Sarah S. December 15, 2025

Caiti was fantastic—so professional and…

Caiti was fantastic—so professional and attentive! Her quick response and smooth handling of everything made the process a breeze. I’ll definitely be referring people her way. Thank you!

Skye M. December 14, 2025

Sharon was amazing and answered all my…

Sharon was amazing and answered all my questions. I highly recommend Sharon. She is so kind and very helpful. Call Sharon! No in

SAB December 11, 2025

They have always help me when I needed…

They have always help me when I needed extra cash. Staff is so kind and sweet to me in person or over the phone.

Christie S. December 11, 2025

Very friendly and fast service.

Very friendly and fast service.

Family December 11, 2025

The ladies at Height Finance are the…

The ladies at Height Finance are the Best at Helping you anyway they can…Great People .. Go give them a try …Mrs. W

Karolyn W. December 5, 2025

TrustScore: 4.7 |
21,603 reviews

Showing our 5 star reviews

Here’s what our customers have to say about us.
(Hint: They like us!)

Sabina Cook was very helpful and made…

Sabina Cook was very helpful and made me feel right at ease. I highly recommend her .

Karen January 15, 2026

Sabrina Cook was very helpful and made…

Sabrina Cook was very helpful and made me feel very comfortable. She is very good at her job and I would highly recommend going to see her.

Lawrance J. January 15, 2026

The lady's were very helpful and the…

The lady's were very helpful and the building was clean and well organized.

Timothy M. January 15, 2026

I have chosen Heights as my finance…

I have chosen Heights as my finance company now for three years. I feel at home here because of the loving environment with my loan specialist Camberlynn Alexander she is the best loan advisor you could have she’s very dedicated to her job and has loads of Experience. I am very Satisfied.

Nettie January 14, 2026

Hi everyone

Hi everyone, I have been with Covington Finance for 2 or three years. It’s been a while but in all those 2 years I’ve had excellent excellent employees work with me with politeness kindness expertise. Their manager is an excellent manager to be able to put a team like that together there it has never been one person that does not treat me with respect that to me goes a long way because times right now people being rude and disrespectful and they always come through for me they always allow me to ask for help and they try their very best to help me so anyone that wants a a lone go to to Covington Finance. They will be more than happy to put something together for You.

gladys g. January 12, 2026

Brightens my day

Every single interaction I have with the people in the McKinney branch has been nothing but pleasant. Speaking with Ron and Kelley always puts a smile on my face. Today, Madison, who is temporarily at the McKinney location, helped me with a refinance, and she was absolutely delightful. She made the process go completely smoothly, and she was a joy to talk with through the whole process. I can only assume each employee goes through training that includes making customers feel comfortable and valued. And, Ron, in McKinney, must continually encourage customer-value behavior, because each call that I speak to he or Kelley makes me feel valued and brightens my day. Thank you!

Tina T. January 9, 2026

Adriana and Sherkita were very…

Adriana and Sherkita were very helpful!!!!

Erica F. January 7, 2026

Great customer service

Great customer service, always courteous and nice, will recommend this company. They helped me when I really needed it, also helps my credit. Thanks you guys! Y’all are much appreciated!

LaTosha W. January 7, 2026

Excellent Customer Service

I want to take a moment to recognize Ross Everhart for truly outstanding customer service. I recently applied for a loan and was ultimately declined due to a charge-off on an old loan. While the outcome wasn’t what I hoped for, I can honestly say I was not upset at all—and that speaks volumes about the level of service Ross provided. From start to finish, his communication, follow-up, and professionalism were exceptional. He treated me with respect, without judgment, and genuinely made me feel like he wanted to help, even knowing the decision might not go my way. That kind of old-school customer service is rare these days. If you can walk away feeling positive even after being declined, that tells you everything you need to know about the experience. Anyone looking for a loan and wanting to work with someone who truly cares, follows through, and treats people like humans—go see ROSS. You won’t be disappointed.

Corina D. December 31, 2025

Excellent employees good service…

Excellent employees good service haven't had any problems with getting my loan will send future clients. Merry Christmas and Happy New Year

Shawnita S. December 24, 2025

Danielle ..very great woman with good…

Danielle ..very great woman with good heart ...love to work with her ... she's very understanding person ...

prince c. December 23, 2025

Jammie Scivally was amazing

Jammie Scivally was amazing

Nicole P. December 17, 2025

Great customer service

Great customer service and easy process and good people.

Jacoby T. December 17, 2025

I had a great experience with Heights…

I had a great experience with Heights Finance, thanks to Peggy and her manager Tina. I came in late in the day on Friday, December 12th, thinking I might have to leave and come back another time. Instead, Peggy immediately made me feel welcome, asked me to have a seat, and got right to work. Peggy made the entire process very smooth, quick, and thorough. She was professional, friendly, and efficient, and she explained everything clearly. Her manager, Tina, was also on site and just as awesome—very supportive and hands-on throughout the process. Together, they were able to get everything approved quickly, and I was honestly surprised at how fast and easy everything was. I didn’t even come in with a big need, but they still took the time to make sure I was taken care of and helped me with things I didn’t even realize I needed. Overall, it was great service, great conversation, and above-and-beyond care. I was in and out, and the experience exceeded my expectations. Highly recommend Peggy, Tina, and the Heights Finance team in Fort Wayne.

Dion M. December 16, 2025

Luci is a miracle worker

Luci is a miracle worker! The odds were stacked against me and Luci reassured me that I wasn’t too far gone and she was right. She was able to help my husband and I get the loan we needed and she was very sweet and helpful the entire time! I can’t thank her enough for all that she did and I HIGHLY HIGHLY recommend working with her.

Sarah S. December 15, 2025

Caiti was fantastic—so professional and…

Caiti was fantastic—so professional and attentive! Her quick response and smooth handling of everything made the process a breeze. I’ll definitely be referring people her way. Thank you!

Skye M. December 14, 2025

Sharon was amazing and answered all my…

Sharon was amazing and answered all my questions. I highly recommend Sharon. She is so kind and very helpful. Call Sharon! No in

SAB December 11, 2025

They have always help me when I needed…

They have always help me when I needed extra cash. Staff is so kind and sweet to me in person or over the phone.

Christie S. December 11, 2025

Very friendly and fast service.

Very friendly and fast service.

Family December 11, 2025

The ladies at Height Finance are the…

The ladies at Height Finance are the Best at Helping you anyway they can…Great People .. Go give them a try …Mrs. W

Karolyn W. December 5, 2025

MAKING PAYMENTS EASIER THAN
EVER ON OUR NEW APP!

SIGN UP FOR MYACCOUNT TODAY AND
MAKE MANAGING YOUR ACCOUNT A BREEZE.

HAVE A QUESTION? NO WORRIES.
WE HAVE ANSWERS.