DEBT CONSOLIDATION LOANS
Why Get a Consolidation Loan?
Let us do the heavy lifting of consolidating multiple debts into one easy payment.
Get Pre-Qualified
What Is a Debt Consolidation Loan?
It's a new personal loan or refinanced loan used for paying off current debt by combining existing payments into an easy to manage monthly payment. It’s a simple and painless process which we make feel like a breeze. A Heights Finance debt consolidation loan may even help reduce the amount you pay each month!
Get Pre-Qualified
How Debt Consolidation Loans Work
A debt consolidation loan from Heights Finance may help simplify your finances and reduce your monthly payment amounts. With a straightforward application process and personalized service to help pay off your other debts, getting started is easy. Talk to us today!
Start your application online or visit a branch.
Quickly discover if you are qualified for a personal loan.
Submit your bill statements and debt paperwork.
We keep it easy and painless by calculating payments for you and finding how much you can save.
Get your debt consolidation loan.
Our team will send funds directly to your creditors to pay off the existing debt.
Get Pre-Qualified
Start your application online or call a branch.
Online: We will ask you for some personal information so we can pre-approve you for a loan offer.
At a Branch: You will typically need to bring in documents like your ID, proof of residence and proof of income. You can call the branch in advance to verify
what is required.
Discover your loan options.
Online: We’ll let you know if there is a loan offer for you and your next steps to finish your application whether online, by phone or at a branch.
Contact a Branch: We’ll talk through
your options so you can make an informed decision.
Accept a loan offer and get your funds as soon as the same day!+
Online or Contact a Branch: Once you accept an offer
and sign or e-sign your loan documents, we’ll transfer your funds to your preferred bank account
as soon as the same day.*
Heights Finance offers online payment options 24/7, or enroll in AutoPay and never miss a due date!
Why Trust Heights Finance with Your Loan Needs?
We have knowledgeable customer service teams who care, convenient branch locations near you, and quick and easy applications to save you time.
Save Money
Save Time
Made Simple
Get Pre-Qualified
Heights Finance Reviews
Heights Finance is focused on building trust and financial confidence with each customer, because they are why we’re here! Read more real customer reviews to find out what they think.
What people are saying about Heights Finance.
Looking to Refinance an Existing Loan?
We make it easy to refinance debt. By refinancing your existing personal loan, you could save money and may get 30 days or more of no payments once you close on your loan.† Call a branch or start your application online today.
Personal Finance Education | Extra Mile Blog
From budgeting tips to financial education, our blog features helpful content designed to support your financial journey.
Debt Consolidation and Refinance FAQs
Have More Questions?
We're here to help! Call your local branch or visit our FAQs page.
Start Your Application Today
It’s fast and easy. You may receive your money as early as same day.+
Get Pre-Qualified
Visit a Convenient Branch Location
Our friendly staff are available to answer your questions.
Find a Branch