SECURED LOANS

Ramp Up Your Loan

Need extra funds? Use your vehicle to secure a personal loan from $500 - $50,000^* or more.

Get Pre-Qualified

What Is a Secured Personal Loan?

It is a loan secured by a form of collateral. Collateral is a physical asset the borrower uses to help qualify for the loan. We accept several types of collateral such as cars, trucks, boats, and other titled vehicles. If you determine another type of collateral would be a better fit for your situation, you may choose to secure your loan with eligible personal property. Discover what you qualify for by calling a branch for details.

Recreational Vehicles

Motorized RVs
Campers
Trailers

A title is typically required. Please check with your local branch to verify.

Preferred Choice

Automobile

Cars
SUVs
Trucks

A title is typically required. Please check with your local branch to verify.

Marine

Boats
Jet Skis

A title is typically required. Please check with your local branch to verify.

Powersports

Motorcycles
Utility Vehicles

A title is typically required. Please check with your local branch to verify.

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May qualify for more money than a loan without collateral

Secure your loan with a motor or recreational vehicle

Quickly find out if you qualify for a loan

Streamline bill payments with debt consolidation

Auto Loans

Ready to purchase a vehicle? Our Auto Loan can help you get behind the wheel. We’ll work with you to find a loan solution that fits your needs and provides the funds you may need for your purchase. Don’t wait to start shopping for your next vehicle. Contact your local branch today to learn more and see how we can help.

Get Pre-Qualified

How Can I Use My Secured Loan?

Debt Consolidation

If you want to reorganize debt and make payments more manageable, a debt consolidation loan could help lessen the stress.

Home Improvements

For routine maintenance, surprise repairs, or house upgrades, Heights Finance loans may help make managing home improvement costs easier.

Life Events

From weddings or a new baby to technology upgrades or a vacation, our loans could help fund your most exciting life events.

Large Purchases

Are you interested in a big purchase? Find out if we can help you buy items like a boat, RV, automobile, jewelry, furniture and more.

Getting the Money You Need Is as Easy as…

Start your application online or visit a branch.

Online: We will ask you for some personal information so we can qualify you for a loan offer.

Contact a Branch: Call us to verify what is required. Generally, you will need documents like your ID, proof of residence and proof of income.

Discover your loan options.

Online: We’ll let you know if there is a loan offer for you and your next steps to finish your application.

Contact a Branch: We’ll talk through your options so you can make an informed decision.

Accept a loan offer and get your funds as soon as the same day!⁺

Online or Contact a Branch: Once you accept an offer and sign your loan documents, we’ll transfer your funds as soon as the same day.⁺

Heights Finance offers online payment options 24/7, or enroll in AutoPay and never miss a due date!

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Why Heights Finance?

When you need personal loan support, you can trust Heights Finance to offer flexible loan options with compassionate customer service. From simple applications online, by phone, or at a branch to fast loan decisions and quick funding.

We’re good at loans, so you can focus on life’s best moments.

With One Application, You’ll Discover Our Best Loan Options for You

Simply apply once to find out what you qualify for, then explore your options. A loan secured by a vehicle, often called a Car Loan or Auto Loan, offers specific benefits you may find appealing.

Get Pre-Qualified

Heights Finance Reviews

Heights Finance is focused on building trust and financial confidence with each customer, because they are why we’re here! Read more real customer reviews to find out what they think.

What people are saying about Heights Finance.

Secured Loan FAQs