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Unsecured Loans for Everyday Possibilities

Discover no-collateral Unsecured Personal Loan options up to $20,000 or more, online or at a branch.*

Get Pre-Qualified

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What is an Unsecured Loan?

An Unsecured Loan is a personal loan that does not require collateral. Instead, we approve loans based on details like financial and credit history and income. Apply to find out what you could be pre-qualified for without impacting your credit score!§

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Need More Money?

Consider Our Secured Personal Loans

A Secured Loan may get you more money than an Unsecured Loan. Back your loan with an approved motor vehicle or other property. Call a branch today.

How Can I Use My Online Personal Loan?

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Debt Consolidation

If you want to reorganize debt and make payments more manageable,
a debt consolidation loan could help lessen the stress.

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Home Improvements

For routine maintenance, surprise repairs, or house upgrades, Heights Finance loans may help make managing home improvement costs easier.

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Life Events

From weddings or a new baby to technology upgrades or a vacation, our loans could help fund your most exciting life events.

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Large Purchases

For routine maintenance, surprise repairs, or house upgrades, Heights Finance loans may help make managing home improvement costs easier.

Getting the Money You Need Is as Easy as…

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Start your application online or call a branch.

Online: We will ask you for some personal information so we can qualify you for a loan offer.

Contact a Branch: Call us to verify what is required.
Generally, you will need documents like your ID, proof of residence and proof of income.

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Discover your loan options.

Online: We’ll let you know if there is a loan offer for you and your next steps to finish your application.

Contact a Branch: We’ll talk through
your options so you can make an informed decision.

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Accept a loan offer and get your funds as soon as the same day!+

Online or Contact a Branch: Once you accept an offer and sign your loan documents, we’ll transfer your funds as soon as the same day.+

Heights Finance offers online payment options 24/7,
or enroll in AutoPay and never miss a due date!

Get Pre-Qualified

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Heights Finance is focused on building trust and financial confidence with each customer, because they are why we’re here! Read more real customer reviews to find out what they think.

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Unsecured Loan FAQs

PERSONAL LOANS

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CONTACT US

866.413.1836

Heights Finance
P.O. Box 1947
Greenville, SC 29602

CSMain@HeightsFinance.com

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* Subject to state regulations, eligibility, credit check, underwriting and approval. Rates, terms and conditions apply. Loan amounts shown are based on approved secured and unsecured loan data for your state.  Secured loans subject to minimum collateral value.  See associate for details. Alabama: Minimum age to apply is 19. Loan services in Georgia are offered through Covington Credit of Georgia, Inc. GA NMLS ID# 2029624.

State Minimum Loan Amounts: AL: $550, GA: $400, IL: $1,000, IN: $1,000, KY: $1,000, LA: $1,000, MS: $1,000, MO: $500, OK: $625, SC: $650, TN: $650, TX: $500, WI: $500

** Referrals must be new customers. Customers with existing or former accounts do not qualify. Employees and immediate family members are not eligible. This offer is not valid in Kentucky or for loans under $1001.00 in Missouri. Non-negotiable. All loans are subject to our normal credit requirements and underwriting approval and may be subject to the provision of acceptable collateral for the loan.

+Funding Times: At a branch, you can either receive a check that day or have it direct deposited to your bank account. Online, funding will be direct deposited to your bank account. Funding times subject to bank system availability. A business day is typically Monday-Friday excluding national and state holidays.

† No payments for at least 30 days for new or refinanced loans.  First payment may be higher due to the longer time to the first payment.

§ Debit Card Payments: A $2.95 transaction fee may be applied to all debit card payments made over the phone or online. Oklahoma customers only: Phone or online debit card payments of more than $75.00 may have a fee of $2.95 and for transactions of $75 or less there will not be a fee.We are proud to be an equal opportunity employer.

‡Pre-Qualify: To see if you pre-qualify, Heights Finance will conduct a “soft” credit inquiry to determine eligibility. This inquiry does not impact your credit score. If you decide to move forward with applying for a loan, Heights Finance will order a credit report using a “hard” credit inquiry. A hard inquiry may impact your credit score.

Optional Protection Benefits & Memberships vary by state.​

|| Benefits are subject to terms, conditions and exclusions. Some state exclusions apply. Emergency medical services must be received within 48 hrs of the home or auto related accident. Full benefit information and limitations available at HomeAndAuto.com.
Not all products and services are available in all states. Please call or visit your branch to ask about availability. FIMC benefits and services are administered by, or provided through, Home Benefits, LLC., and The American Traveler Motor Club, LLC. (in Alabama, benefits and services are administered through ATMC- Alabama, Inc.), subsidiaries of FIMC Partners, LP.​

We are proud to be an equal opportunity employer.

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