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Personal Loans to Help You Reach New Heights

Get a personal loan from $500 - $50,000* or more. It’s fast and easy to find out if you qualify without impacting your credit score.‡

Get Pre-Qualified

Excellent 4.7 out of 5

Loan Amounts from $500 - $50,000* or More

Take a peek at Heights Finance. We understand the importance of balancing financial moments to help you accomplish your goals.

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Personal Loans

Easily apply in minutes

Streamline bill payments with debt consolidation

Unsecured and Secured Loan options

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Getting the Money You Need Is as Easy as…

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Start your application online or call a branch.

Online: We will ask you for some personal information so we can qualify you for a loan offer.

Contact a Branch: Call us to verify what is required.
Generally, you will need documents like your ID, proof of residence and proof of income.

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Discover your loan options.

Online: We’ll let you know if there is a loan offer for you and your next steps to finish your application.

Contact a Branch: We’ll talk through
your options so you can make an informed decision.

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Accept a loan offer and get your funds as soon as the same day!+

Online or Contact a Branch: Once you accept an offer and sign your loan documents, we’ll transfer your funds as soon as the same day.+

Heights Finance offers online payment options 24/7,
or enroll in AutoPay and never miss a due date!

Get Pre-Qualified

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Why Trust Heights Finance with
Your Loan Needs?

Why Trust Heights Finance with Your Loan Needs?

We have knowledgeable Customer Service teams who care, convenient branch locations near you, and quick and easy applications to save you time.

1400+ Heights Finance Employees

350+ Branch Locations

1,000,000+ Customers

How Can I Use My Heights Finance Loan?

Debt Consolidation

If you want to make reduce your monthly expenses and make payments more manageable, a debt consolidation loan could help lessen the stress.

Home Improvements

For routine maintenance, surprise repairs, or house upgrades, Heights Finance loans may help make managing home improvement costs easier.

Life Events

From weddings or a new baby to technology upgrades or a vacation, our loans could help fund your most exciting life events.

Large Purchases

Are you interested in a big purchase? Find out if we can help you buy items like a boat, RV, automobile, jewelry, furniture and more.​

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Heights Finance Reviews

Heights Finance is focused on building trust and financial confidence with each customer, because they are why we’re here! Read more real customer reviews to find out what they think.

What people are saying about Heights Finance.

Personal Finance Education | Blog

From budgeting tips to financial education, our blog features helpful content designed to support your financial journey.

See More

Questions for Your Heights Finance Loan​

Financial Options to Help Move You Forward

Heights Finance specializes in helping hardworking people just like you get fast, hassle-free personal loans. Our friendly and knowledgeable Customer Service team members are always ready to help you select the loan that’s right for you and your specific situation.

Referral Programs

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Refer A Friend

Refer your friends and family who may benefit from a loan with Heights Finance. If your referral closes a qualifying loan with us, you’ll earn $30.**​

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Business Referrals

Join our Business Referrals Program to help your customers with financing, grow your business, and earn referral rewards from closed qualifying loans.**

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PERSONAL LOANS

Personal LoansSecured Personal Loans & Auto LoansLoans by State

Products & Services

Optional Protection Benefits & MembershipsDebt Consolidation & Refinancing

RESOURCES

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REFERRALS

Refer a FriendBusiness Referrals

COMPANY

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CONTACT US

866.413.1836

Heights Finance
P.O. Box 1947
Greenville, SC 29602

CSMain@HeightsFinance.com

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* Subject to state regulations, eligibility, credit check, underwriting and approval. Rates, terms and conditions apply. Loan amounts shown are based on approved secured and unsecured loan data for your state.  Secured loans subject to minimum collateral value.  See associate for details. Alabama: Minimum age to apply is 19. Loan services in Georgia are offered through Covington Credit of Georgia, Inc. GA NMLS ID# 2029624.

State Minimum Loan Amounts: AL: $550, GA: $400, IL: $1,000, IN: $1,000, KY: $1,000, LA: $1,000, MS: $1,000, MO: $500, OK: $625, SC: $650, TN: $650, TX: $500, WI: $500

** Referrals must be new customers. Customers with existing or former accounts do not qualify. Employees and immediate family members are not eligible. This offer is not valid in Kentucky or for loans under $1001.00 in Missouri. Non-negotiable. All loans are subject to our normal credit requirements and underwriting approval and may be subject to the provision of acceptable collateral for the loan.

+Funding Times: At a branch, you can either receive a check that day or have it direct deposited to your bank account. Online, funding will be direct deposited to your bank account. Funding times subject to bank system availability. A business day is typically Monday-Friday excluding national and state holidays.

† No payments for at least 30 days for new or refinanced loans.  First payment may be higher due to the longer time to the first payment.

§ Debit Card Payments: A $2.95 transaction fee may be applied to all debit card payments made over the phone or online. Oklahoma customers only: Phone or online debit card payments of more than $75.00 may have a fee of $2.95 and for transactions of $75 or less there will not be a fee.We are proud to be an equal opportunity employer.

‡Pre-Qualify: To see if you pre-qualify, Heights Finance will conduct a “soft” credit inquiry to determine eligibility. This inquiry does not impact your credit score. If you decide to move forward with applying for a loan, Heights Finance will order a credit report using a “hard” credit inquiry. A hard inquiry may impact your credit score.

Optional Protection Benefits & Memberships vary by state.​

|| Benefits are subject to terms, conditions and exclusions. Some state exclusions apply. Emergency medical services must be received within 48 hrs of the home or auto related accident. Full benefit information and limitations available at HomeAndAuto.com.
Not all products and services are available in all states. Please call or visit your branch to ask about availability. FIMC benefits and services are administered by, or provided through, Home Benefits, LLC., and The American Traveler Motor Club, LLC. (in Alabama, benefits and services are administered through ATMC- Alabama, Inc.), subsidiaries of FIMC Partners, LP.​

We are proud to be an equal opportunity employer.

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